Before we begin, you must understand that home warranty insurance and homeowner’s insurance aren’t the same. A warranty is merely a service contract between you and the insurer to cover home repairs and replacements for basic appliances and systems. Home warranty companies only cover damages to your appliances and systems, but you will still be liable to damages that have been caused on account of misconduct.

Buying a house in this day and age is quite expensive. To the point, it’ll leave you broke. But, that does not mean that maintaining it should burn another hole in your wallet.  So, the question that now begs an answer is – do you need home insurance or home warranty insurance?

Technological and scientific advancements are playing a huge role in increasing the life expectancy of men and women all over the world. In our country, there are over 40 million people who are aged 65 and above. It is normal that as one grows older, their activity levels and ability to perform routine tasks reduces or slows down.

Over the last eight years, our country has seen a steady decline in homeownership, and this directly implies that more and more people are turning towards renting houses; this has lead to a lot of competition for both rental homes and rates. One of the best ways to find cheap houses for rent is to plan ahead of time because renters tend to change their decision until the last minute before finalizing an option.

The current housing market is below par. Renting is a much better option than trying to sell your house while the market is this low. Renting your house out is highly beneficial as it not only helps to cover mortgage but also brings you some extra income. To begin with, to rent out your home as an owner, you have to let USAA know about the rental status.

Looking for an apartment is a daunting task on any given day. When you are on the hunt for a cheap and affordable house, then finding the right one with the best amenities is even more challenging. It is not easy to take time off and go apartment hunting every single day until you find the right one.